Signing up for Debt Consolidation – Staying Aware, Staying Safe

It’s a sign of the times that a business that deals in debt consolidation happens to be one of the most successful kinds out there today. The more there are people who sink in dent, the more these debt consolidation loan companies find customers willing to sign onto almost any kind of terms to help with their impossible debt repayment burdens. Do all debt consolidation companies offer equal levels of terms and services? Unfortunately, there are quite a few companies out there that try to take advantage of the desperate straits people find themselves in. They charge crippling rates of interest, and lace their contracts with all kinds of hidden fees and charges. If you are tired of being a consumer who is battened on by greedy and predatory business interests, you need to gain the upper hand on your lenders by educating yourself in your rights as a borrower.

Your first stop trying to check out a debt consolidation business you have your sights on is to look it up on the Better Business Bureau website. The BBB keeps records of every complaint that has been filed by unhappy customers against every company. Pull a report on the BBB webite and find out what kinds of problems people have faced with the debt consolidation company you’re interested in. If you’re looking for testimonials, you need to not think much of the published ones on the company website. Not only will they never publish negative comments, you can’t even be sure that the positive comments they publish are genuine. You can also visit complaints boards and online forums to see what people in general say about the top debt consolidation companies in your area.

There are many debt consolidation companies on the Internet that offer you free quotes that seem easy to ring up. It appears that all you need to do is plug in your personal information, and off you go. All you can probably expect in return for your efforts is a lot of extra spam. Remember, you can check out how reputable a firm is by calling their toll-free number and trying to find out if they will schedule a free consultation with you with no strings attached. If any company tries to get your personal information before you’re ready to sign on for their services, you can be sure there’s something about them is less than genuine.

Finally, when signing on for something as major as debt consolidation, it would be best if you could take the trouble to visit the offices of the business first. You can always get a pretty good feel for how upright a business is in its practices with a real visit (as opposed to a virtual one). Whatever paperwork they give you to sign, make sure that you carefully study every part of it. This isn’t just filler padding that they’re filling pages of your contract up with. They actually take every printed word there seriously. Reading before signing is a serious requirement.

You could ask Job Interview Questions too, you Know?

Certainly, a job interview is about selling yourself to the company, to the hiring manager. But too many candidates go in into an interview not realizing that by rights, the company should be trying to sell them the job too. The questions you ask of the company as a candidate can be just as important as the questions you get asked yourself. If you go in there only trying to sell yourself to the company, you look too desperate, like you would do anything for a job. If you go in there and ask questions that don’t seem completely relevant, it becomes clear that you don’t really have much of an idea. What you need to do is a lot of homework to try and understand what job interview questions you can ask of the hiring manager that would be relevant, that would show them that you have personal standards to uphold.

Here are a few job interview questions that you would probably want to ask of any hiring manager to know how clear the company is about your responsibilities:

1. How long has the position you are interviewing me for existed, and how did it happen to come about? Certainly, this question can seem a little overconfident. But it can help you understand the circumstances under which the job was created. Does the company need new staff because it’s expanding? Perhaps the position has existed for a long time, but it has high turnover because it entails working under a pushy boss. If you can tactfully ask all these questions, you will seem a lot more serious about the job that anyone who doesn’t.

2. If you want to think of some great job interview questions to ask, all you need is to try to turn around a question that you can expect they would ask you. You know how they’re always asking you why you would like to work for the company? Ask the interviewing staff instead, what they like about working for their organization. You don’t want them to stutter and stammer, because that would show you that perhaps there was something unpleasant about working there.

3. Do you realize that they always ask you what you can bring to the job? Ask them what resources they make available to your job. If you ask them what kind of results they expect you to produce, you can hold it up against the resources they make available to you and find out if they’ll expect you to produce impossible levels of performance.

As you leave the interview, ask to have the interviewer’s business card. It’ll be a great way for you to send a thank you note. They expect those these days.

Secrets behind the popularity of MS Word 2000

So, you thought ms word 2000 is outdated? Think again! Well, the software has been in the market for 10 years now but still is widely used for most word processing tasks. Now this is quite hard to believe, taking into account that there have been several more versions that have improved word processing tremendously. However you will be amazed to know that, Microsoft’s online support website still receives queries and posts on ms word 2000. So let’s try to find out what keeps this software in the market.

Ms Word 2000 was developed by a team of Microsoft programmers and comes with the Microsoft office suites together with excel, power point, publisher among others. It can also be available as standalone software but its license is proprietary which means that Microsoft reserves exclusive rights to the source code.

One reason why Word stands out to be popular today is that its release marked a great leap from its predecessor, Microsoft word 97 since it was Y2K compliant and offered support for 32-bit windows 2000.It also came in different suites; standard, business, professional and developer suites. It came with OLE2 capacity which means data can be moved across different programs. All previous versions of word required product activation where users had to go online to access its full functionality. For Word 2000 lovers this came as a relief and even after installing the likes of Word 2003 or 2007 they still use their favorite word processor down to today.

Here is a question for you; when was Word 2000 released? You’re probably smiling in your heart that it was 2000, right? You’re wrong! The initial market release happened in 1999 somewhere in June. Its stable version was released in 2002. So what does the date have to do with the popularity of Ms Word 2000? Its release coincided with the launch of the stable and also widely popular windows XP. Users who stuck to windows XP were also content with the new word processor then.

The popularity of this word processor lies in the simplicity of its user interface. Accessing different tools from the menu is easier since the user is not provided with many unnecessary features unlike the modern versions, word 2007 and word 2010. Drawing graphs is done in very small steps and the software can still perform basic desktop publishing tasks.

Did you know that the software can run in Linux? Surprised? Don’t be. First, install Crossover into Linux, then install Ms Word 2000 in the same way you do in Windows. Crossover is open source software that can be used to provide a virtual platform for running some executables in a UNIX platform.

This word processor is still downloadable from Brothersoft, a software website, so if you feel like bringing back the ‘old school’ feel on your computer why not try out the simple word processor, the Ms Word 2000!